Understanding Builder’s Risk Insurance for Contractors, Homeowners and Business Owners
If you are a contractor, homeowner, or business owner undertaking a construction project, chances are that you’ve had some experience with purchasing builder’s risk insurance. However, do you know what is and is not covered under your policy? Many are surpri...
Why Your Home Insurance Might Not Cover Your Collectibles
The pandemic has brought many changes to our personal and professional lives – one of them being hobbies. With lockdowns forcing people to be stuck at home, many have decided to explore new hobbies or bring back old ones. From luxury watches to Pokemon cards,...
Additional Pandemic Relief for Clients in 2021
Additional pandemic relief for clients in 2021
As we continue to adjust to our new normal from the COVID-19 pandemic, some of our insurance partners have offered more support in 2021 in addition to the relief provided last year. Please stay tuned as we are up...
What Is Rented Dwelling Insurance
Are you thinking about purchasing an income property or renting out part of your home for an extra boost to your income? It is important to consider the additional risk you will be taking on and to make sure you will be properly covered by rental property insurance, oth...
Increased Car Insurance Premiums: True Cost of Speeding Tickets
For many of us, driving during the pandemic lockdown has meant less traffic on the road. But unfortunately, many are using the empty roads as their personal speedway. Within a single week in July, the Toronto police ticketed more than 3,000 drivers for traffic-law viola...
What is Sewer Backup Insurance?
You may have been asked to add sewer backup coverage to your home insurance policy and wondered if you actually need it. Sewer backups can sometimes be unavoidable due to heavy rainfall or failures in your city’s drainage system. This type of damage is not include...
Temporary Pandemic Relief for Clients from Insurance Carriers
Temporary pandemic relief for clients from insurance carriers
[Updated June 22, 2020]
Note: Additional relief has been announced from some of our insurance partners in 2021, please read more here.
In these unprecedented times, many of our insurance partners are offer...
State of Emergency: Commercial Property Occupancy Changes May Potentially Void Coverage
With the State of Emergency in effect, almost all businesses’ operations could be affected in Ontario. This has implications on your commercial insurance since the terms and wording of commercial insurance policy are very restrictive to occupancy changes.