BrokerTeam promises to get you customized insurance for all your recreational needs. We look into the coverage you need, suited endorsements and deductibles, while informing you of all exclusions. Plus, we'll check all available discounts, such as insuring all vehicles and home with the same insurer, to ensure competitive pricing.
Recreational vehicles come in all shapes and sizes, and each one deserves to be insured. A stationary motorhome, whether owned or rented, needs home insurance if it serves as your primary dwelling. Campers and caravans also need special coverage, as your personal belongings aren't usually covered by traditional auto insurance. Finally, off-road vehicles need special care to cover any damages resulting from their use, collisions, and unforeseen events like fire or theft.
Motorcycle insurance is required by Ontario law to cover your liability in accidents and a number of other situations, like hit-and-runs and collisions involving uninsured drivers. Comprehensive and collision coverage are always good to have, especially for new or vintage motorcycles. If you're a bike enthusiast, you'll need special coverage for any modifications you made, and for certain bikes. We'll help you acquire insurance for motorcycle with the right coverage, endorsements and applicable discounts.
Your regular home insurance policy provides some protection for small boats and watercraft, like kayaks and canoes. The minute you invest in a jet ski or a bigger boat, you'll want to consider boat insurance. This insurance policy will cover the vessel, attached equipment (GPS) and a trailer, at its actual cash value or agreed-upon value. It also covers any injuries to your passengers or damages you may cause.